The worst time to realize you needed a roof inspection was yesterday. The second worst time? When your insurer points out years of preventable damage as the reason they won’t be covering your roof’s repair or replacement. However, they aren’t trying to be difficult – they simply know that well-maintained roofs rarely fail catastrophically.
Your roof is constantly battling sun, wind, rain, and time – and your insurer desperately wants you to give it some TLC through regular roof inspections. Here’s why:
- They Want Proof of Care. Your insurer wants to know that you’re taking care of your investment. When you make a claim, they may need to see a documented history of regular maintenance before validating it. Having a paper trail of roof inspection records proves to them that you’re a responsible homeowner, not someone who just lets things fall apart.
- Early Repairs are Cost-Effective. Minor repairs caught during roof inspections cost way less than emergency roof replacements. Insurance companies love this because it means fewer massive payouts. But you know who’ll love it even more? You, considering your out-of-pocket costs will be much lower.
- Professional Inspections Ensure You Have the Right Coverage. The real kicker is that most insurance companies actually reward proactive homeowners. By scheduling regular, professional roof inspections, you can better understand your roof’s risk factors and address them promptly. This makes you a low-risk client, which often translates to lower premiums or discounts.
So, do yourself a favor: get that roof inspected today. In fact, we’re so passionate about roof care here at Village Roofs that we’ll be more than happy to offer you a complimentary roof inspection. Give us a call, and we’ll make sure your roof is one that your insurer will love to cover!